{"section":"tutorials","requestedLocale":"en","requestedSlug":"setting-up-payments-with-notes-payable","locale":"en","slug":"setting-up-payments-with-notes-payable","path":"docs/en/tutorials/payments/payment-settings/setting-up-payments-with-notes-payable.md","branch":"main","content":"On VTEX, your store can receive payments made with __Notes Payable__. To enable this option, you must perform the following steps:\n\n1. [Setting up the payment provider](#setting-up-a-payment-provider)\n2. [Notes Payable setup](#notes-payable-setup)\n3. [Setting up the payment condition](#setting-up-the-payment-condition)\n\n> ⚠️ The information in this article does not refer to the **Promissory** or **CardPromissory** payment conditions available in the Admin in **Store Settings > Payment > Settings > Payment Conditions**.\n\n## Setting up a payment provider\n\nTo set up a payment provider,  access [Register payment and anti-fraud providers](/en/docs/tutorials/registering-gateway-affiliations).\n\n> ⚠️ Check that the desired payment provider supports Notes Payable payment processing.\n\n## Notes Payable Setup\n\nAfter registering the payment provider, follow the steps below:\n\n1. In the VTEX Admin, go to **Store Settings** > **Payment** > **Settings**, or type **Settings** in the search bar at the top of the page.\n2. Click on the __Custom Payments__ tab.\n3. In __Notes Payable__, click on one of the five configuration boxes.\n4. Fill in the following fields:\n- __Name:__ the name that will be used to identify the payment.\n- __Description:__ details of the payment condition.\n- __Note payable expiration date:__ the due date for your customer to pay the note payable before it expires.\n- __Automatic authorization:__ select whether you want to authorize payments automatically. We recommend enabling this option only for payments on delivery or in-store pickup. By choosing Yes, the order status will automatically change to Handling shipping without requiring payment verification.\n- __Change margin range:__ percentage margin range allowed for changes in the value of the Note Payable. Some customers may want to authorize [changes to orders](/en/docs/tutorials/changing-items-from-a-complete-order). In this case, please fill in the _Change margin range_ field to determine the percentage margin allowed for changes.\n- __Split payment:__ choose whether to use the [split payment solution](/en/docs/tutorials/split-payment). If you opt to use it, the Note Payable will be split between the sellers and the marketplace, when applicable.\n- __Automatic invoicing:__ number of days for the system to invoice the Note Payable after payment authorization. By default, Notes Payable are invoiced upon payment authorization. If this field is set to __Yes__, invoicing will no longer occur upon authorization but after the number of days you have determined.<br />\n\n<ul> \n5. Click on **Save**.\n  </ul>\n\n## Setting up the payment condition\n\nAfter completing all the steps, the notes payable payment will be configured and ready to be used in your store.\n\nLearn how to associate it with a payment condition in our article [Configuring payment conditions](/en/docs/tutorials/how-to-configure-payment-conditions)."}